Under Connecticut law, what constitutes "insurance fraud"?

Intentionally providing false information to gain benefit from an insurance policy clearly aligns with the legal definition of insurance fraud in Connecticut. This type of behavior involves deceitful actions with the purpose of obtaining a financial advantage or benefit that one is not entitled to. Insurance fraud undermines the integrity of the insurance system and can result in serious consequences, including criminal charges, civil penalties, and denial of claims.

The other options do not meet the criteria for insurance fraud. Misplacing insurance paperwork refers to administrative errors, which do not involve intent to deceive. Accidentally filing a late claim is a result of oversight and not intentional wrongdoing. Claiming damages for a loss that did not occur is indeed fraudulent; however, it is a specific type of fraud that falls under the broader category of providing false information. The distinction emphasizes that any deliberate act of deception aimed at obtaining an unjust advantage is considered fraud.